£15,000 self-employed profit: estimated take-home £14,368
Estimate for a sole trader resident in England, Wales or Northern Ireland whose only income is £15,000 of self-employed profit: £486.00 Income Tax and £145.80 Class 4 National Insurance, leaving approximately £1,197.35 a month.
The breakdown
| Profit | £15,000.00 |
|---|---|
| Personal Allowance (tax-free) | £12,570.00 |
| Basic rate (20%) on £2,430.00 | - £486.00 |
| Class 4 National Insurance | - £145.80 |
| Take-home for the year | £14,368.20 |
| Per month | £1,197.35 |
| Per week | £276.31 |
What it means
All of this profit is taxed at the basic rate. Each extra £100 you earn costs about £26 in tax and National Insurance, leaving around £74.
Set aside about 4% of every payment (£632 over the year). The bill is under £1,000, so you usually won't need to make payments on account.
In Scotland the same profit leaves £14,392.50 (£24.30 more), because Scottish Income Tax has its own bands. National Insurance is the same everywhere.
Try your own numbers
2026/27 tax year. Income from self-employment only: no salary, savings, dividends, student loan or pension contributions. An estimate for general information only.
£14,368.20
about £1,197.35 a month
How much tax is due on £15,000 of self-employed profit?
An estimated £486.00 Income Tax and £145.80 Class 4 National Insurance in 2026/27, £631.80 in total, if this is your only income and you live outside Scotland.
Is this profit or turnover?
Profit: what you invoiced minus allowable business expenses. If you invoiced more but had costs, enter both in the calculator above.
What if I also have a job?
Your salary uses up the Personal Allowance and basic-rate band first, so more of your self-employed profit is taxed at higher rates. This page assumes self-employment is your only income.
Watch your tax bill grow as you're paid.
Fenquist keeps a running estimate all year, so January is never a surprise. Free to start.