Handy money tools, no sign-up.
Built for UK freelancers, sole traders and small businesses. Everything runs in your browser.
Invoice generator
Build a proper UK invoice and save it as a PDF in a minute.
Open the tool →Invoice templates by trade
25 ready-filled templates: photographers, plumbers, tutors, builders and more.
Open the tool →Take-home pay calculator
Income Tax and National Insurance for sole traders, 2026/27.
Open the tool →VAT calculator
Add VAT to a price, or find the VAT hidden in a total.
Open the tool →Late payment interest
Estimate statutory interest and compensation on a late business invoice.
Open the tool →Mileage claim calculator
Business miles at HMRC's 2026/27 rates: 55p, then 25p after 10,000.
Open the tool →Flat Rate Scheme calculator
Would the VAT Flat Rate Scheme save you money in your sector?
Open the tool →Salary or dividends
What a sole company director takes home, paid four common ways.
Open the tool →UK tax dates calendar
Key deadlines for the year, as a list or a calendar file.
Open the tool →Quote generator
A clear quote or estimate as a PDF, with how long the price holds.
Open the tool →Receipt generator
Confirm a payment with a receipt your customer can keep.
Open the tool →Purchase order generator
Order from a supplier in writing, with a PO number to match.
Open the tool →Margin and markup calculator
Margin, markup, or the price that hits the margin you want.
Open the tool →Net profit margin calculator
What you keep from sales after direct costs and overheads.
Open the tool →Timesheet calculator
A week's hours minus breaks, in decimal hours, with pay.
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